Mortgage Hack

For homeowners who’ve initially chosen the HDB loan but are now considering transitioning to a private bank loan, this shift can come with numerous benefits and challenges. From raising interest rates to cost of shifting to private bank loan and even global economy outlook. So let’s talk about them individually. Understanding HDB and Private Bank […]

Mortgages are critical to homeownership for most Singaporean, unless you are born in a cash rich family. They enable Singaporeans to secure their dream homes in an otherwise expensive real estate market. However, with the benefits come challenges that can be daunting, especially when unforeseen. Here, we delve into potential roadblocks and offer homeowners strategies

In Singapore, the property market remains one of the most robust investment avenues. Over the years, real estate investments in the City State have consistently yielded impressive capital appreciation. But what factors underpin this impressive growth? Let’s deep dive into the aspects that drive capital appreciation in Singapore’s property market. 1. Strategic Location & Connectivity

Buying a property in Singapore isn’t just about having a home to start a family or to settle down. It’s one of the way to build their wealth and secure for their retirement plan. Singaporeans can choose to opt for Lease Buyback Scheme for their HDB back to the government. Others might look at upgrading

Fixed Rate vs Adjustable Rate Mortgages for Singaporeans: Which is Right for You? For many Singaporeans, owning a home is a significant milestone, often accompanied by the responsibility of a mortgage. When navigating the home loan landscape, one of the first decisions to make is whether to opt for a fixed rate or an adjustable

Buying a home is one of the most significant financial decisions a person will make in their lifetime. For many Singaporeans, a mortgage, or housing loan, is a tool that makes this dream a reality. But with terms like HDB loans, private bank loans, fixed-rate, floating rate, SIBOR, and more floating around, the world of